Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners are surprised to learn that standard home insurance policies don’t cover flood damage. The National Flood Insurance Program (NFIP), backed by FEMA, was created to bridge that gap—offering affordable protection for homeowners, renters, and business owners in high- and moderate-risk flood areas. In this article, we’ll break down how NFIP coverage works, who needs it, how ra

Hiring a contractor for a home renovation, repair, or improvement can be exciting. You’ve imagined the finished project — maybe a new kitchen, bathroom, or even a deck. But what happens if something goes wrong? One of the most overlooked risks is hiring a contractor without proper insurance . In Georgia, this can leave homeowners exposed to financial and legal consequences if damage occurs. In this guide, we’ll break down the scenario, explain what your homeowners insurance m

Owning an RV opens up a world of adventure and freedom. Whether you’re planning weekend getaways or extended road trips, your recreational vehicle is more than just a mode of transport - it’s your home on wheels. That’s why having the right insurance coverage is essential. It protects your investment, your belongings, and your peace of mind. In this post, I’ll walk you through everything you need to know about comprehensive RV insurance plans, helping you make informed decisi

When you provide services, whether as a business owner or an individual professional, the risk of mistakes or oversights is always present. These errors can lead to costly claims and damage your reputation. That’s why having professional liability protection is essential. It acts as a safety net, helping you manage risks and maintain your peace of mind. In this post, I’ll walk you through what professional liability protection means, why it matters, and how to find the right

When a neighbor’s tree crashes onto your home, it’s natural to wonder — who’s footing the bill? In Georgia, the answer isn’t always what you expect. Most of the time, your own homeowners insurance covers the damage, even if the tree started next door. But if your neighbor knew that tree was dead, diseased, or dangerous and ignored it, liability could shift their way. Learn what Georgia law says about fallen trees, how to protect yourself before disaster strikes.

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You hit something in the road you couldn’t see—now your car’s damaged, and your insurance says it’s your fault. In this post, we break down why that happens, the difference between collision and comprehensive coverage, and how to decide whether filing a claim is worth it.

Learn how AM Best, Moody’s & S&P insurance ratings work—and why they matter when choosing a financially strong insurer.

Excavating is one of the business types that it is very common to have subcontractors partnering together to get a contract fulfilled. ...

Homeowners across Georgia are facing a surge in insurance costs following recent severe storms that have swept through the state.

Struggling to decide between hiring employees or 1099 contractors? Learn the key differences, benefits, and compliance factors.

In the ever-evolving world of business insurance, many small business owners and independent contractors face significant challenges in...

Keeping your home safe from unpredictable weather is not just smart — it's necessary. Seasonal changes can lead to costly damage if...

A missed insurance payment led Mark's lender to add force-placed insurance, doubling his bills and triggering a devastating cycle of debt.

As the holiday season approaches, small business owners eagerly await one of the most exciting shopping days of the year—Small Business...

As more people transition to electric and hybrid vehicles, the auto insurance industry is changing rapidly. Insurers are beginning to...

Rosalind sat on the MARTA train thinking about her daughter, Jazlyn's, art project. They stayed up until 3 a.m. molding clay and drawing...

Living paycheck to paycheck can be a stressful experience, but with the right tools and mindset, you can take charge of your financial futur

Navigating life in a hard market can feel like trying to walk a tightrope—challenging but ultimately rewarding if you find your balance....

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Welcome to the exciting journey of helping your teen choose their first car! As a parent, you want to ensure they hit the road with...

Rev up your engines, fellow Georgians, because we're diving into the thrilling world of commercial auto insurance in the Peach State!

The fallout from a cyber incident extends beyond immediate financial losses. Reputational damage can be long-lasting and impactful.

Disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and...

Here is the All in One checklist that you will need to ensure that you review your business insurance policy properly We understand that...

5 Tips for Choosing the Right Auto Insurance Company

If your calendar says July 2022, then there is something that you purchased that is a lot more expensive than it was one year ago. Why...

By: Ronelle Hunte-Roddy The time has come that perusing the homes on Zillow and Realtor.com is going to become a reality. The excitement...

One of questions that we are often asked by many clients is whether it makes sense to purchase the rental car coverage alongside the...

Which one should you choose? Well we are here to help! By: Ronelle Hunte-Roddy Licensed Insurance Agent When it comes to making large...

There is nothing greater than pulling up to your humble abode and feeling the pride bursting in your chest. You have achieved a piece of...

It's easy to get caught up in the litter details like light fixtures and paint colors, but you should be focused on your workplan when it...

Spring is here, and that means it is time to garden! Start dusting off your hand trowel because we created a list of tips for beginner...

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If you own a home, you probably have a homeowners policy that might cover all of the costs associated with rebuilding if something were...

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New year, new you, right? Truth be told, many people make new years resolution they just can’t stick to. So how can you go about setting...

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Wintertime means colder weather, and that could spell disaster for your house’s pipes. Because southern states don’t experience the same...

Everyone loves Christmas trees; the twinkling lights, the shiny ornaments, and that fun, fuzzy tinsel get your family members excited for...

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The Thanksgiving holiday will be here soon, and if you’re like us, you may be wondering how you should celebrate this year. Frankly, in...

It only takes seconds for something unexpected to happen and cause a collision, and we want you and your family members to stay safe driving

You may think that this Halloween comes with less risks than years prior, but we’re here to tell you that is not the case!

The common myth is that, in order to start your own business, you have to quick your other job or jobs in order to dedicate all of your...

In every great life plan, there are important milestones to map your success; from owning your first house to getting that promotion...