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I Loaned My Car to a Friend — Are They Covered If They Crash?
Loaning your car to a friend seems simple—until they crash it. In Georgia, insurance usually follows the vehicle, but coverage depends on permission, exclusions, and your policy rules. Here’s what really happens when someone else wrecks your car and how it affects your protection.

Ronelle Hunte-Roddy
Dec 34 min read


Explore Premium Insurance Services for Your Needs
Finding the right insurance coverage can feel overwhelming. There are so many options, terms, and providers to consider. But when you...

Ronelle Hunte-Roddy
Aug 64 min read


"I Ran Over Something I Couldn’t See in the Road…Why Is It My Fault?"
You hit something in the road you couldn’t see—now your car’s damaged, and your insurance says it’s your fault. In this post, we break down why that happens, the difference between collision and comprehensive coverage, and how to decide whether filing a claim is worth it.

Ronelle Hunte-Roddy
Jun 34 min read


Understanding Insurance Carrier Ratings: What AM Best, Moody's, and S&P Really Mean
Learn how AM Best, Moody’s & S&P insurance ratings work—and why they matter when choosing a financially strong insurer.

Ronelle Hunte-Roddy
Apr 83 min read


The Hidden Risks of Force-Placed Insurance: What Every Car Owner Needs to Know
A missed insurance payment led Mark's lender to add force-placed insurance, doubling his bills and triggering a devastating cycle of debt.

Ronelle Hunte-Roddy
Nov 12, 20245 min read


The Green Revolution: Navigating the New World of Auto Insurance for Eco-Conscious Drivers
As more people transition to electric and hybrid vehicles, the auto insurance industry is changing rapidly. Insurers are beginning to...

Ronelle Hunte-Roddy
Nov 6, 20245 min read


Driving with Confidence: A Smart Guide to Selecting Your Teen's First Car
Welcome to the exciting journey of helping your teen choose their first car! As a parent, you want to ensure they hit the road with...

Ronelle Hunte-Roddy
Mar 11, 20243 min read


5 Tips for Choosing the Right Auto Insurance Company
5 Tips for Choosing the Right Auto Insurance Company

Ronelle Hunte-Roddy
Apr 13, 20233 min read


Knock Inflation On Its Back!!!
If your calendar says July 2022, then there is something that you purchased that is a lot more expensive than it was one year ago. Why...

Ronelle Hunte-Roddy
Jul 13, 20223 min read


Is Rental Reimbursement Coverage Worth It?
One of questions that we are often asked by many clients is whether it makes sense to purchase the rental car coverage alongside the...

Ronelle Hunte-Roddy
Jul 15, 20212 min read


Whole Life vs. Term Life Insurance
Which one should you choose? Well we are here to help! By: Ronelle Hunte-Roddy Licensed Insurance Agent When it comes to making large...

Ronelle Hunte-Roddy
Jun 24, 20212 min read


How to keep teenage drivers safe
Teens do plenty of things that give their parents pause. Getting behind the wheel as a new, inexperienced driver may be at the top of the...

CIB Staff
Feb 3, 20204 min read
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