Loaning your car to a friend seems simple—until they crash it. In Georgia, insurance usually follows the vehicle, but coverage depends on permission, exclusions, and your policy rules. Here’s what really happens when someone else wrecks your car and how it affects your protection.

When a neighbor’s tree crashes onto your home, it’s natural to wonder — who’s footing the bill? In Georgia, the answer isn’t always what you expect. Most of the time, your own homeowners insurance covers the damage, even if the tree started next door. But if your neighbor knew that tree was dead, diseased, or dangerous and ignored it, liability could shift their way. Learn what Georgia law says about fallen trees, how to protect yourself before disaster strikes.

You hit something in the road you couldn’t see—now your car’s damaged, and your insurance says it’s your fault. In this post, we break down why that happens, the difference between collision and comprehensive coverage, and how to decide whether filing a claim is worth it.

A missed insurance payment led Mark's lender to add force-placed insurance, doubling his bills and triggering a devastating cycle of debt.

As the holiday season approaches, small business owners eagerly await one of the most exciting shopping days of the year—Small Business...