Hiring a contractor for a home renovation, repair, or improvement can be exciting. You’ve imagined the finished project — maybe a new kitchen, bathroom, or even a deck. But what happens if something goes wrong? One of the most overlooked risks is hiring a contractor without proper insurance . In Georgia, this can leave homeowners exposed to financial and legal consequences if damage occurs. In this guide, we’ll break down the scenario, explain what your homeowners insurance m

When a neighbor’s tree crashes onto your home, it’s natural to wonder — who’s footing the bill? In Georgia, the answer isn’t always what you expect. Most of the time, your own homeowners insurance covers the damage, even if the tree started next door. But if your neighbor knew that tree was dead, diseased, or dangerous and ignored it, liability could shift their way. Learn what Georgia law says about fallen trees, how to protect yourself before disaster strikes.

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Finding the right insurance coverage can feel overwhelming. There are so many options, terms, and providers to consider. But when you...

You hit something in the road you couldn’t see—now your car’s damaged, and your insurance says it’s your fault. In this post, we break down why that happens, the difference between collision and comprehensive coverage, and how to decide whether filing a claim is worth it.

Learn how AM Best, Moody’s & S&P insurance ratings work—and why they matter when choosing a financially strong insurer.

Struggling to decide between hiring employees or 1099 contractors? Learn the key differences, benefits, and compliance factors.

A missed insurance payment led Mark's lender to add force-placed insurance, doubling his bills and triggering a devastating cycle of debt.

As the holiday season approaches, small business owners eagerly await one of the most exciting shopping days of the year—Small Business...

Rosalind sat on the MARTA train thinking about her daughter, Jazlyn's, art project. They stayed up until 3 a.m. molding clay and drawing...

Living paycheck to paycheck can be a stressful experience, but with the right tools and mindset, you can take charge of your financial futur