Hiring a contractor for a home renovation, repair, or improvement can be exciting. You’ve imagined the finished project — maybe a new kitchen, bathroom, or even a deck. But what happens if something goes wrong? One of the most overlooked risks is hiring a contractor without proper insurance . In Georgia, this can leave homeowners exposed to financial and legal consequences if damage occurs. In this guide, we’ll break down the scenario, explain what your homeowners insurance m

When a neighbor’s tree crashes onto your home, it’s natural to wonder — who’s footing the bill? In Georgia, the answer isn’t always what you expect. Most of the time, your own homeowners insurance covers the damage, even if the tree started next door. But if your neighbor knew that tree was dead, diseased, or dangerous and ignored it, liability could shift their way. Learn what Georgia law says about fallen trees, how to protect yourself before disaster strikes.

Finding the right insurance coverage can feel overwhelming. There are so many options, terms, and providers to consider. But when you...

Learn how AM Best, Moody’s & S&P insurance ratings work—and why they matter when choosing a financially strong insurer.

Homeowners across Georgia are facing a surge in insurance costs following recent severe storms that have swept through the state.

Keeping your home safe from unpredictable weather is not just smart — it's necessary. Seasonal changes can lead to costly damage if...

If your calendar says July 2022, then there is something that you purchased that is a lot more expensive than it was one year ago. Why...

By: Ronelle Hunte-Roddy The time has come that perusing the homes on Zillow and Realtor.com is going to become a reality. The excitement...

Which one should you choose? Well we are here to help! By: Ronelle Hunte-Roddy Licensed Insurance Agent When it comes to making large...

There is nothing greater than pulling up to your humble abode and feeling the pride bursting in your chest. You have achieved a piece of...

With the holiday season in full swing, here are 10 quick tips to keep your home safe. 1. Inspect electrical decorations for damage before...

Thanksgiving is the #1 day for kitchen fires.

Now that hurricane season has begun, what can I do to protect my home from possible storm damage? In the aftermath of Hurricane Dorian,...