Loaning your car to a friend seems simple—until they crash it. In Georgia, insurance usually follows the vehicle, but coverage depends on permission, exclusions, and your policy rules. Here’s what really happens when someone else wrecks your car and how it affects your protection.

When running a business, protecting yourself from unexpected risks is crucial. One of the most important protections you can have is...

You hit something in the road you couldn’t see—now your car’s damaged, and your insurance says it’s your fault. In this post, we break down why that happens, the difference between collision and comprehensive coverage, and how to decide whether filing a claim is worth it.

Learn how AM Best, Moody’s & S&P insurance ratings work—and why they matter when choosing a financially strong insurer.

Excavating is one of the business types that it is very common to have subcontractors partnering together to get a contract fulfilled. ...